Meet the Team of Financial Advisors

Larry Clarke - Company Director

Financial Services started for me in 1971, boy that seems a long time ago ! Originally worked for part of the Slater-Walker group and then for the Prudential and National Mutual Life. I then became an Independent Adviser with F A Watts and in time became a director and shareholder.

1987 was a key year as I then started my own business and I am happy to say that in one form or another this has been my working life to date.

I have always enjoyed pensions and so in recent years have passed the Chartered Banking exam for pensions and also the Chartered Insurance Institute exam for Pension Simplification.

Away from work I have really enjoyed seeing my three great kids grow up, and have lots of fun trying to play most sports and to keep in shape. I enjoy all sorts of dancing and on occasions have even managed to dance on the beat, (always a bonus). Recently I returned to motor bike riding which has proved to be much fun. Music has always been a great love of mine and I still frequent the IOW Music festival, with my first visit being back in 1968.

David Spencer - Independent Financial Adviser

David is a family man and proud Grandfather (although we don’t think he looks old enough!). After finishing school he joined the Royal Navy (Fleet Air Arm) after which he started his career in Financial Services, this career now spans 37 years of which 22 were spent with Prudential, and 12 years as a Pensions & Investment Specialist.

David has also worked as a development manager, with his specialist area being Investment Portfolio Management, encompassing Pension Portfolio Investment Planning.

In his spare time – when not entertaining his grandchildren, David is a very keen Golfer.

Rachael Larbelestier BA - Independent Financial Adviser

As the latest addition to Lawrence Clarke Ltd RachaeI joined the company in 2007. I began my career in financial services having left university in 1998 I then became a fully qualified IFA in 2000. I now successfully juggle my career with my two year old twin daughters.

If I were to get any spare time, I love to travel and shop….like most women I would imagine!

Rachael specialises in pension and investment advice, and is looking to achieve by Financial Diploma within the next twelve months.

Steve Farrell - Independent Financial Adviser

Steve left College in 1974 and started his career in financial services with United Kingdom Provident Institution (UKPI). Then subsequently joined Scottish Widows in May 1975 and stayed for nearly 27 years. He joined Lawrence Clarke in 2002 as an independent financial adviser specialising in Pensions and Investments.

Steve, his wife Deb and their sons David and Daniel have been happily settled in Waterlooville since 1986.

Steve's interests include photography, music, (especially live music) most ball sports, and was a qualified Football Association Referee, until mother-nature intervened and advised him that the recurring injuries were
a sign to pack it all in!

Steve Smith – Independent Financial Adviser

Steve has enjoyed the last twenty years in financial services advising clients and joined us here at Lawrence Clarke as an Independent Financial Adviser back in 2001.

He has a wealth of experience across all aspects of financial planning although his main areas of expertise are mortgage and equity release advice. 

He has lived locally on Hayling Island almost all his life and is happily married with three teenage sons.

If he is not in the office or at home he may be found on the golf course or on Hayling beach fishing.

David Riley - Financial Adviser

David became an IFA in 1984 after a career in Purchasing - managing buying departments with Calor Gas and latterly Whitbread PLC.

Until June 2007, David was Managing Director of John Power Investments, a company renowned for its honesty and integrity.

Lawrence Clarke Limited acquired the business from David and is delighted that he is now part of the team.  He specialises in Commercial and Residential Mortgages.  His expertise includes Protection, Critical Illness Insurance and investment advice.

Outside of the office, David is also working on his golf handicap – which should keep him busy for the rest of his days!

Steve Wilson - Sales Director & Independent Financial Adviser

Steve joined Lawrence Clarke Ltd as a Financial Adviser in December 2005, and has since proved to be a major asset to the Company.  Prior to this he spent over 20 years in the Finance Industry in various roles; ranging from the old door to door adviser, to Branch Manager of a major Insurance Company. Steve was appointed to the Board in 2009 as Sales Director.

Steve moved to the Independent advice field in 1999, and now covers all areas of the business, specializing in investments, including retirement planning, taxation and trusts.

Outside of work Steve is a family man who likes to relax by strolling through the countryside with his Boxer Dog Rosie.

Kelley Duncan - Independent Financial Adviser

Kelley has been in the financial services industry for over 10 years and with Lawrence Clarke Ltd for nearly 3 years.  This experience and the fact that she has worked in all aspects of financial services, allows her to take a practical and holistic view of any issues that arise and to give her clients the best possible advice.

Her friendly and bubbly manner and the ability to develop strong relationships with clients allows her to deal with them in a sympathetic way and extremely effectively.

When Kelley is not in the office she likes to swim, watching football, socialising, dancing and eating copious amounts of chocolate!