Mortgages

Whether you're a first-time buyer, moving home or staying put and remortgaging, we can help you choose a suitable mortgage. We’ll provide the information you need to understand how mortgages work and we’ll help you work out what you can afford.

Lawrence Clarke Ltd can help you with all your mortgage and mortgage protection needs – choosing from a range of available options, the right product that best suits your situation. Whether it be debt consolidation, moving home, remortgaging, or you are simply looking for a better interest rate, we can offer the following products from a range of the UK’s leading companies:

• Lifetime mortgage
• Offset mortgage
• Interest-only mortgage
• Repayment mortgage
• Mortgage protection

And, as experienced advisers in our field we are able to take the time and hassle out of the whole mortgage process, by managing all the paperwork and application process on your behalf.

There may be a fee for mortgage advice, although this is normally paid by way of an introduction fee from the lender we arrange your mortgage with. The precise amount of any fee will depend on your own circumstances, but typically this could be 0.4% of the amount borrowed.

Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.  Equity Release can be a lifetime mortgage or home reversion plan. To understand the features and risks, ask for a personalised illustration.