Our fees
We understand that fees are crucial when choosing a financial planner. For this reason, we disclose our fees upfront, providing the information you need to make an informed decision.
Delivering unmatched value through quality
Working with a financial planner offers you expertise and peace of mind. We build long-term, trusted relationships with our clients, taking the time to understand what matters most to you and your family.
We are committed to ensuring our services represent excellent value for money, and we will always make you aware of any charges before they are incurred. Our commitment to transparency means our fees are detailed below, along with examples of what you might expect to pay.
Initial consultation
Complimentary
At our first meeting, we’ll explore your goals, discuss your current situation, and determine whether our expertise will help you with your needs. In addition, your financial planner will explain how our services work and answer any questions you may have.
Research, analysis and implementation of advice
Percentage fee
If you decide to proceed following our initial consultation, we will begin by thoroughly analysing your current financial position. Once we have gathered all the necessary information, we will prepare your comprehensive financial planning report. This will detail your current situation and provide thoroughly researched recommendations that we believe are in your best interests.
After you have reviewed the report and feel confident in making an informed decision, and once we have received your consent, we will start implementing our recommendations.
As we act on your behalf as an intermediary and intend to implement financial solutions, our fees are usually exempt from VAT.
This includes:
- Analysing your current position
- Consulting with existing providers if required
- Preparing a full financial planning report
- Discussion of our recommendations
- Implementing our recommendations
- Helping you to complete relevant forms.
Our initial fees are capped at £12,000
Investable assets
Charge (%)
£0 - £99,999
2%
£100,000 - £249,999
1%
£250,000 - £499,999
0.75%
£500,000 - £999,999
0.5%
£1,000,000 - £10,000,000
0.1%
Example 1
If you invested £200,000, you would be charged an initial fee of £3,000 (1.5%).
Example 2
If you invested £750,000, you would be charged an initial fee of £6,625 (£100,000 x 2%, £150,000 x 1%, £250,000 x 0.75%, £250,000 x 0.5%).
Ongoing review
Up to 1% per year, subject to a maximum fee of £12,000
Our ongoing service is designed to ensure your financial plans remain on track to achieve your goals. It’s natural for your financial situation, future plans, and risk profile to change over time. Our ongoing review service is here to help you adapt to these changes and keep your plans aligned with your evolving needs.
As a minimum, our ongoing review service will include an annual review with you that typically includes:
- Reviewing your current situation and capturing any changes
- Revisiting your objectives and ensuring we are on track to meet your goals.
- A re-assessment of your attitude to risk and confirming the ongoing appropriateness of your portfolio
- Reviewing previously recommended arrangements and confirming their ongoing suitability
- Identifying any necessary changes and taking steps to implement them
- Annual valuations to monitor your investment performance against your objectives and circumstances
- Confirmation of advice costs and charges
- A review of your cash flow planning report where applicable.
Assets under management
Charge (%)
£0 – £499,999
1%
£500,000 – £999,999
0.5%
£1 million or above
0.15%
Example 1
If you invested £200,000, you would be charged an annual fee of £2,000 (1%).
Example 2
If you invested £750,000, you would be charged an annual fee of £6,250 (0.83%).
Examples of first year combined fees
Example 1
You have a portfolio valued at £200,000. Your initial fee is £3,000 (one off first year only) and your ongoing fee for the first year is £2,000.
Total fees: £5,000
Example 2
You have a portfolio valued at £750,000. Your initial fee is £6,625 (one off first year only) and your ongoing fee for the first year is £6,250.
Total fees: £12,875
We’re Fareham’s only employee-owned Top Rated Firm
We’re proud to say we are included in the VouchedFor Top Rated Guide for 2026, distributed by the Times and the Telegraph.
The purpose of this guide is to help identify the best advisers throughout the UK based on client feedback. Better yet, we’re Fareham’s only employee-owned Top Rated Firm.
To learn more about our inclusion in the guide, please visit our blog post by clicking here.
Recognised for excellence – A shortlisting made possible by you!
We are proud to have been shortlisted in VouchedFor’s Client Experience awards. We are delighted to be shortlisted in the Client Communication, Client Impact and Client Care category.
This recognition is entirely thanks to the incredible feedback from our valued clients, and we are truly grateful to everyone who took the time to leave us a review. Being shortlisted for these awards reflects our unwavering commitment to client-focused financial planning, where your goals, needs, and lifestyle remain at the heart of everything we do.
Check out our reviews on Google
Read our latest reviews and find out why our clients enjoy working with us.
Call us.
Drop us an email.
Stop by for a chat.
Contact the team today and discover how we can help you.
Lawrence Clarke Financial Planning is a trading style of Lawrence Clarke Limited, an appointed representative of Best Practice IFA Group Ltd., registration number 223112, which is authorised and regulated by the Financial Conduct Authority.
Lawrence Clarke Limited is entered on the FCA register (https://register.fca.org.uk/) under reference 131460.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service, please visit www.financial-ombudsman.org.uk.
Lawrence Clarke Limited is registered in England and Wales, no. 3679668.
Pavilion 2
Little Park Farm Road
Segensworth West
Fareham
Hampshire
PO15 5TD
Production