Enjoying retired life

Achieve your retirement goals without the burden of financial worries and embrace this chapter of life with confidence and freedom.

Retirement looks different for everyone

There’s no perfect formula for retirement. Your circumstances, values and goals will vary from your friends and neighbours. While some retirees worry about spending their savings, others freely indulge in activities they cherish without hesitation. However, common concerns such as Inheritance Tax, gifting money to children and managing a pension pot affect everyone.

You want to enjoy life right now, but you also need to plan and consider passing down wealth or care costs.

The Financial Conduct Authority does not regulate estate planning or tax planning.

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What we will do to help

We are committed to achieving your goals as if they were our own.

1Provide you with reassurance

One of the biggest benefits of working with us is the peace of mind we provide. If you want to go on holiday and spend your savings on that, we’ll reassure you that you can afford to do it.

Equally, if you are struggling to part ways with your wealth, we’ll encourage you to spend it and enjoy life while you can.

2Plan for potential care

As part of our discussions, we must consider possible care costs. It’s not an easy topic to discuss, but we approach it with compassion and will always do what’s best for you and your family.

We can calculate potential costs and use our years of expertise to create a financial plan to mitigate the potential impact on your estate.

3Leave a lasting legacy

A big topic of discussion with clients in retirement is gifting to family. Whether it’s grandchildren buying their first home or other loved ones who could benefit from your generosity, these decisions are deeply meaningful.

Together, we’ll explore how much you can comfortably give and, if desired, include your family members in these discussions.

This is how we make it work

Everyone we work with needs a personalised solution, and we tailor our services to meet and exceed your expectations. The journey and the outcome revolve around you.

How we work together

What our clients say about us

If our recent client survey results are anything to go by, then our clients are very pleased with our service, listen to their stories here, scroll through for more:

Client survey results

of clients would recommend us to family, friends or work associates

believe working with us has helped or will help them to achieve their financial goals

were satisfied that we understand their needs and objectives.

We’re Fareham’s only employee-owned Top Rated Firm

We’re proud to say we are included in the VouchedFor Top Rated Guide for 2026, distributed by the Times and the Telegraph.

The purpose of this guide is to help identify the best advisers throughout the UK based on client feedback. Better yet, we’re Fareham’s only employee-owned Top Rated Firm.

To learn more about our inclusion in the guide, please visit our blog post by clicking here.

Click here to discover our full feedback

Recognised for excellence – A shortlisting made possible by you!

We are proud to have been shortlisted in VouchedFor’s Client Experience awards. We are delighted to be shortlisted in the Client Communication, Client Impact and Client Care category.

This recognition is entirely thanks to the incredible feedback from our valued clients, and we are truly grateful to everyone who took the time to leave us a review. Being shortlisted for these awards reflects our unwavering commitment to client-focused financial planning, where your goals, needs, and lifestyle remain at the heart of everything we do.

Check out our reviews on Google

Read our latest reviews and find out why our clients enjoy working with us.

    
 
 
       Posted on Google  
   
   Jonathan Key 
 26 October 2024
 
 
  Very helpful and courteous staff, looking to establish a long-term business relationship for careful financial planning. They have been a great help and source of advice.
  
 
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   Paul Hopkins 
 26 October 2024
 
 
  Look after my finances 100% and goes the extra mile
  
 
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   Ros Cod 
 20 October 2024
 
 
  I have been particularly impressed with Simon White. He spent a lot of time explaining the advantages of transferring a bond to my two children and has worked with them to get the best outcome from their share
  
 
      Posted on Google  
   
   Hillary Bagshaw 
 17 October 2024
 
 
  Excellent friendly and professional service. I have every confidence  in this company.
  
 
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   martin lenaghan 
 16 October 2024
 
 
  Over 22 years with Lawrence Clarke and have always received a good service and advice.
  
 
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   Lesley House 
 15 October 2024
 
 
  Larry and his team are all amazing. I cannot praise them enough !
  
 
      Posted on Google  
   
   alan price 
 12 October 2024
 
 
  Our advisor  Paul Davis has been financially advising us since the 1980's, and everything has been fine.
  
 
      Posted on Google  
   
   Michael Foote 
 9 June 2019
 
 
  Excellent financial advice and portfolio management. Highly recommended, I have been a client for over 20 years in a personal and business capacity and found their services second to none.